Welcome to FinWell, a financial planning and educational resource provided by Emerald Coast Financial Solutions, located at 12 Seascape Drive, Suite 101, Miramar Beach, FL 32550. By accessing or using the FinWell website (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use the Service. These Terms constitute a legally binding agreement between you and Emerald Coast Financial Solutions ("FinWell," "we," "us," or "our").
As a user of FinWell, you agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You also agree to:
All content included on the FinWell website, such as text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Emerald Coast Financial Solutions or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Emerald Coast Financial Solutions and protected by U.S. copyright laws.
You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on the site, including text, graphics, code, and/or software without express written permission from Emerald Coast Financial Solutions. You may, however, download one copy of the materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.
FinWell and the FinWell logo are trademarks of Emerald Coast Financial Solutions. All other trademarks appearing on the Service are the property of their respective owners.
The information provided on the FinWell website is for general informational and educational purposes only and does not constitute financial advice. Emerald Coast Financial Solutions makes no warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
The Service is provided on an "as is" and "as available" basis. Emerald Coast Financial Solutions disclaims all warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Service will be uninterrupted, timely, secure, or error-free. We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable. We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you through the Service will meet your expectations.
In no event shall Emerald Coast Financial Solutions, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with your use of the Service, whether based on contract, tort, strict liability, or otherwise, even if Emerald Coast Financial Solutions has been advised of the possibility of such damages. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
Specifically, Emerald Coast Financial Solutions is not responsible for any financial decisions you make based on information provided on the Service. Financial decisions are personal, and it is advised you seek the professional counsel of a qualified financial advisor before making any serious financial moves. Content from our budgeting-tips.html, investment-strategies.html, debt-management.html, and financial-planning.html pages should be considered for informational purposes only.
Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law. Our maximum aggregate liability for any claim arising out of or relating to these Terms or the Service shall not exceed one hundred U.S. dollars ($100).
You agree to indemnify, defend, and hold harmless Emerald Coast Financial Solutions, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Service using your account.
Emerald Coast Financial Solutions reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Emerald Coast Financial Solutions shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.
We may also modify these Terms at any time by posting the revised Terms on the FinWell website. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and Emerald Coast Financial Solutions for any purpose concerning these Terms or the Service shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Walton County, Florida.
Emerald Coast Financial Solutions may terminate your access to the Service, without cause or notice, which may result in the forfeiture and destruction of all information associated with your account. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
If you have any questions about these Terms, please contact us at:
Emerald Coast Financial Solutions
12 Seascape Drive, Suite 101
Miramar Beach, FL 32550
Email: support@finwellsolutions.com
Phone: (850) 424-7700